I'm Apoorv Sharma — ten years in corporate finance and treasury across the UAE and India. Now I write about it, so others don't have to learn it the hard way.
I've always loved the game of money — moving it, managing it, and negotiating hard with banks to get the best outcome for the business. That's what drew me to treasury, and a decade later, it still does.
Over ten-plus years I've managed multi-billion AED capital structures for some of the region's most prominent organisations — across real estate, private investment, commodity trading, manufacturing, and financial services.
Treasury Decoded is where I share what that experience taught me — without the jargon, without the hype. Clear thinking from inside the work.
Treasury is strategic, not administrative. The best treasurers operate as partners to the CFO — shaping capital, not just managing cash.
Most treasury teams aren't thinking about technology enough. Automation and AI are reshaping the function — the treasurers who lean in will define the next decade.
The best professionals make complex things simple — for their CFO, their board, and their teams. Clarity is a skill.
Mentoring the next generation matters. Sharing what the work actually taught me is one of the most valuable things a senior practitioner can do.
Whether you want to subscribe, ask a question, or just connect — I'd be glad to hear from you.