10+ years in corporate finance and treasury across the UAE and India. Now writing about it — so others don't have to learn it the hard way.
I've always loved the game of money — moving it, managing it, and negotiating hard with banks to get the best outcome for the business. That's what drew me to treasury, and a decade later, it still does.
Over 10+ years I've managed multi-billion AED capital structures for some of the region's most prominent organisations — a global real estate developer, a diversified UAE private investment office, and businesses across commodity trading, manufacturing, and financial services.
Treasury Decoded is where I share what that experience taught me — without the jargon, without the hype. Clear thinking from inside the work.
Treasury is strategic, not administrative. The best treasurers operate as partners to the CFO — shaping capital, not just managing cash.
Most treasury teams aren't thinking about technology enough. Automation and AI are reshaping the function — the treasurers who lean in will define the next decade.
The best treasury professionals make complex things simple — for their CFO, their board, and their teams. Clarity is a skill.
Mentoring the next generation is one of the most important things a senior practitioner can do. I take it seriously.
Leading treasury strategy for a prominent UAE business family across a multi-sector portfolio. Multi-billion AED capital structure, Islamic and conventional facilities, board-level reporting. Deep relationships with UAE's leading banks.
Multi-billion AED fixed deposit portfolio, multi-currency group cash management, team of 11 treasury professionals. Led RPA implementation and full Oracle Fusion ERP migration.
Trade finance, FX desk, H2H banking integrations, and working capital management. Banking-side experience at IndusInd Bank gave me a rare view of how lenders think.
Multi-billion AED facility structuring — revolving credit, term loans, Wakala, Sukuk, Murabaha across conventional and Islamic structures.
H2H banking integration, MT940 automated feeds, RPA for reconciliation and journal entries, Oracle Fusion implementation.
Deep institutional relationships across Mashreq, Emirates NBD, FAB, ADCB, RAK Bank and ABK. Cross-border multi-entity structures.
Daily cash position management, 12-week rolling forecasts, group-wide pooling and intercompany netting for complex multi-entity groups.
Certified Treasury Professional (AFP). MBA Finance, ICFAI University. BCom, University of Delhi.
Built and led treasury teams of up to 11 professionals across UAE and India. Mentoring junior finance talent is a priority.